Credit Officer

Entourage Integrated Trust Limited is a financial firm specialized in micro and corporate loans and investments. It was incorporated on 16th July 2014, with branches in 33 states, including the FCT. We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Kabba, Kogi

Employment Type: Full-time Description We are seeking to employ Credit Officers to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Kabba Main Market, Kogi State: Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

Review loan requests Assess clients’ financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans Daily & weekly repayment collection.

Requirements

NCE / OND / HND / BSc Degree in Banking and Finance, Economics, or a related field with 0 - 3 years experience Proven work experience as a credit officer, loan officer, or similar role Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Excellent communication and interpersonal skills Customer service experience.

Benefits

Starting

Salary: N112,000 Monthly incentive Pension Bi-annual Profit Sharing HMO Flexible working hours: 11am – 6pm Yearly appraisal Salary review based on performance.