Credit Officer

Entourage Integrated Trust Limited is a financial firm specialized in micro and corporate loans and investments. It was incorporated on 16th July 2014, with branches in 33 states, including the FCT. We are recruiting to fill the position below:

Job Title: Credit Officer Locations: Anua, Use, Nwaniba, Oron Road, Ikot Ekpene Road - Uyo, Akwa Ibom

Job Description

The Credit Officer will facilitate lending for our clients by assessing credit worthiness and processing relevant paperwork in Uyo, Akwa Ibom State; Anua Use Nwaniba Oron Road Ikot Ekpene Road Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met.

Responsibilities

Review loan requests Assess clients’ financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyse risks and approve or reject loan requests Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans Daily & weekly repayment collection.

Requirements

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Skills

NCE / OND / HND / BSc Degree in Banking and Finance, Economics, or related field Proven work experience as a Credit Officer, Loan Officeror similar role Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Excellent communication and interpersonal skills Customer service experience.

Benefits

Starting

Salary: N112,000 / month Bi-annual Profit Sharing HMO Flexible working hours: 11am – 6pm Yearly appraisal Salary review based on performance.