Field Credit Officer

ResumeSurge Consulting - We connect ambitious businesses with exceptional talent. We are a forward-thinking recruitment consultancy dedicated to helping companies find the right people to drive their success — and helping skilled professionals find the right opportunities to advance their careers. We are recruiting to fill the position below:

Job Title: Field Credit Officer Locations: Ogun and Osun

Employment Type: Full-time

Industry: Financial Services / Fintech

Job Summary

We are seeking experienced and target-driven Field Credit Officers to drive credit product sales, acquire new customers, and manage loan portfolios within assigned territories. The ideal candidate will have proven experience in credit sales within a financial institution, strong customer relationship management skills, and a good understanding of credit risk assessment.

Key Responsibilities

Identify and acquire new customers for credit products within assigned locations. Drive loan sales and achieve monthly customer acquisition and disbursement targets. Conduct field visits to assess customers' businesses, financial needs, and creditworthiness. Evaluate customers' repayment capacity and perform preliminary credit risk assessments. Build and maintain strong relationships with customers to encourage retention and repeat business. Monitor loan portfolios and follow up with customers to ensure timely repayments. Support loan recovery activities and minimize credit defaults. Ensure proper documentation of loan applications and compliance with credit policies. Prepare regular reports on sales performance, customer acquisition, and loan portfolio activities.

Requirements

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Qualifications

Minimum of OND in any business-related discipline. Minimum of 2 years' experience in sales of credit products within a financial institution. Demonstrable knowledge of credit risk analysis. Good knowledge of financial analysis is an added advantage. Strong sales, negotiation, and customer relationship management skills. Excellent communication and interpersonal skills. Ability to meet sales targets and work independently in a field-based role. Good understanding of the local business environment.