Finance Officer

Memento Microfinance Bank (MMFB) is a Tier 1 Unit microfinance bank licensed by the Central Bank of Nigeria (CBN) and committed to the economic growth and empowerment of Nigerian individuals and small/medium-sized businesses. MMFB is a digital bank, offering products and services that are tailored to meet customers’ needs; cutting across micro-savings, microloans, investments, capacity building, and financial advisory services. MMFB was licensed in 2021. We are recruiting to fill the position below:

Job Title: Finance Officer

Location: Yaba, Lagos

Work mode: Hybrid Reports: The Head, Finance, Admin and MIS

Department: Microfinance Bank About The Role The Finance Officer is responsible for maintaining accurate accounting records, processing financial transactions, supporting treasury and lending operations, preparing reconciliations, supporting financial reporting, ensuring compliance with statutory and regulatory requirements, and maintaining effective internal controls. The role supports the Finance Department in safeguarding company assets, ensuring financial integrity, facilitating management decision-making, and maintaining compliance with applicable regulatory requirements, including those of the Central Bank of Nigeria (CBN), Financial Reporting Council (FRC), International Financial Reporting Standards (IFRS), AML/CFT regulations, Nigerian tax laws, and internal company policies and procedures. Primary

Responsibilities

Record daily accounting transactions. Maintain accurate books of accounts and general ledger records. Process journals and accounting adjustments. Prepare monthly schedules and reconciliations. Maintain fixed asset registers and accounting documentation. Monitor income and expense accounts. Support month-end and year-end financial close processes. Support the preparation and submission of CBN returns and other regulatory compliance records. Support prudential reporting requirements. Assist with AML/CFT reporting obligations. Knowledge and Skill

Requirements

Bachelor’s Degree in accounting, Finance, Economics or a related discipline. Minimum of 2 years experience in Accounting, Finance, Treasury Operations, Financial Services, Fintech, Lending or a similar regulated environment. Practical experience in financial accounting, reconciliations, treasury operations and financial reporting. Experience supporting loan accounting and credit administration activities. Working knowledge of IFRS, tax administration and regulatory reporting requirements. Proficiency in Microsoft Excel and accounting/ERP systems. Professional certification (ACA, ACCA, ICAN or equivalent) will be an added advantage. Key Competencies: Practical knowledge of financial reporting, tax and regulatory compliance. Bank reconciliations. Advanced Excel and accounting software Team spirit Internal controls and risk management Attention to detail Experience preparing management reports and financial schedules. Communication and interpersonal skills.