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FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia. We are recruiting to fill the position below: Job Title: Relationship Manager - Business Banking Location: Calabar, Cross River (Hybrid) Description The Senior Relationship Manager – Business Banking is primarily responsible for driving merchant and business lending sales, with a strong focus on growing the loan book profitably across assigned merchant segments. The role combines aggressive loan origination, disciplined portfolio management, and transaction-led merchant engagement through online and offline payment solutions (POS). Relationship management is leveraged to drive lending penetration, utilization, and repayment performance. Key Responsibilities Merchant & Business Lending: Originate and close merchant and SME loan deals across key sectors including FMCG, Mobile & Electronics, Fashion, household Goods, Building Materials, retail chains, amongst others. Own end-to-end loan sales execution: prospecting, on-boarding, credit documentation, disbursement coordination, and post-disbursement monitoring. Build, grow, and actively manage a high-quality loan book, ensuring strong utilization, healthy repayment behavior, and minimal delinquency. Drive repeat borrowing and loan up-sell by deepening lending penetration within existing merchant portfolios. Work closely with credit and risk teams to ensure quality underwriting while meeting aggressive lending targets. Achieve and exceed assigned loan volume, loan value, and portfolio growth targets for the region. Portfolio, Performance & Market Management: Monitor daily, weekly, and monthly KPIs across loan disbursement, portfolio quality, repayment, and transactions. Actively drive to meet and exceed lending and payments performance targets. Conduct regular merchant visits to drive loan performance, address risks early, and unlock new lending opportunities. Track market and competitor lending trends and provide insights to management to improve product and pricing strategies. Offline Payments Acquiring: Drive adoption of offline payment solutions (POS terminals) as an enabler for lending and transaction visibility. Ensure lending merchants actively process transactions via POS to support credit assessment and repayment tracking. Monitor merchant activity, follow up on inactive terminals, and coordinate POS retrieval when required. Grow regional transaction volume, value, and revenue in alignment with lending objectives. Requirements Bachelor’s Degree in Sales, Marketing, Finance, Business Administration, or a related discipline. 8+ years of experience in merchant lending, SME lending, business banking, or fintech credit sales. Strong understanding of cashflow-based lending, merchant underwriting, and loan portfolio management. Experience acquiring and managing a lending portfolio of a minimum of N2B+ Proven track record of loan book growth and sales target achievement. Highly results-driven, commercially minded, and execution-focused. Excellent communication, negotiation, and relationship management skills. Benefits Private Health Insurance Performance Bonus Pension Plan Training & Development.

Wertvoll Consulting Services - Our client, South Merits Royal Elysaa Hotel, is recruiting to fill the position below: Job Title: Accountant Location: Calabar, Cross River Employment Type: Full-time Requirements Candidates should possess relevant qualifications with experience. Why Join us Professional and supportive work environment Attractive career opportunities 18 Staff training and development Accommodation available for staff Applicants from outside Calabar are welcome to apply Be part of a reputable hospitality team.

Entourage Integrated Trust Limited is a financial firm specialized in micro and corporate loans and investments. It was incorporated on 16th July 2014, with branches in 33 states, including the FCT. We are recruiting to fill the position below: Job Title: Credit Officer Location: Calabar, Cross River Employment Type: Full-time Summary We arelooking for a credit officer to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Mayne Avenue, Afokang, Mbukpa, Eta Agbor, Uwanse, Mount Zion - Calabar, and Cross River Credit officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience. Ultimately, you will help our clients acquire loans on time while ensuring all requirements are met. Responsibilties Review loan requests Assess clients’ financial status Evaluate creditworthiness and risks Contact clients to gather financial data and documentation Analyze risks and approve or reject loan requests Set up payment plans Maintain updated records of loan applications Follow up with clients about loan renewals Monitor progress of existing loans Daily & weekly repayment collection. Requirements NCE OND / HND / BSc Degree in Banking and Finance, Economics, or a related field Proven work experience as a credit officer, loan officer, or similar roles Hands-on experience with lending procedures and products Ability to create and process financial spreadsheets Strong analytical skills Excellent communication and interpersonal skills Customer service experience. Benefits Starting Salary: N112,000 Monthly incentive Pension Bi-annual Profit Sharing HMO Flexible working hours: 11am – 6pm Yearly appraisal Salary review based on performance.